The only arguments I’ve heard so far in support of Obamacare is a) that we should put humanity above profit and b) that people who DO have insurance are lucky because their employer pays for it.
Let’s address each of these arguments.
Humanity over profit is a simplistic… nay, juvenile notion. People are not putting humanity over profit, they are putting their own needs (and family’s needs) above the needs of people they don’t know. That’s not wrong, nor is it immoral. Even if we were to agree that I should care about the well-being of some moron who sits in his trailer all day drinking, I still wouldn’t want the federal government to be my intermediary. Obamacare is not about humanity, it’s about controlling the populace.
Covering more people with less doctors for (supposedly) less money = rationed care and not enough doctors. It’s happened everywhere it’s been implemented. No, there won’t be a “death panel” to decide if you get to live or die, but there WILL be waiting lists for treatment, limits on seeing specialists, etc. Did you know that there’s an additional tax on doctors who refer more than their “fair share” of patients to specialists, even if it’s medically necessary? I am just telling you that doctors are NOT going to put themselves into an additional tax penalty situation. They’re going to choose not to refer you. That’s not humanity over profit.
The other argument about some of us “being lucky” and “having our companies pay for our insurance” are simply ignorant of how it actually works. Companies that carry group coverage for employees are simply administrators. Whether or not the company contributes to the cost of the insurance is entirely up to them, and over the past 20 years, the amount covered by companies has gone down drastically. Where I work, they cover a portion of my insurance premium, and I pay the rest, taken directly from my paycheck. It amounts to thousands of dollars a year that I directly pay for my insurance, and even then, I have a $6,000 deductible before anything is covered during any given calendar year. Do I have insurance? Yes. Does it amount to “free medical care?” Of course not. There’s no such thing as a free lunch. I CHOOSE to pay all that money in case something catastrophic happens – like cancer or a severe accident. I can tell you with 100% accuracy that my insurance company has NEVER had to pay a claim on my behalf. Why? Because I go to the doctor when I’m sick, which is not that often, and it costs $140 each time, and it would take a CRAPLOAD of trips to the doctor to make it to my $6,000 deductible.
Yes, I have insurance, I’m happy that I have insurance, I’m HAPPY with my current coverage, and so far, my insurance has never paid for anything. But someday they might. If I had to be in the ICU for a month, that could be hundreds of thousands of dollars. I’m betting something bad will happen to me, and my insurance company is betting that it won’t. That’s the entire premise for insurance.
Now, when people with preexisting conditions are added, and the government mandates no-limit policies on insurance companies, the amount of money I will have to pay to be covered is going UP UP UP. Obamacare isn’t going to make my healthcare cheaper. It’s going to do the opposite.
If you are for Obamacare, you simply haven’t thought about the logic and about the natural consequences that WILL happen as a result.
Also, if you are one of those people who works but don’t have insurance – guess what – Obama isn’t going to buy you insurance. He only plans on doing that for people below the poverty line (with your tax dollars). If you work and don’t have insurance Obama’s plan FORCES you to PAY for insurance, either a company group plan or a federal insurance exchange. But that’s the thing – it’s NOT going to be free. You will have to pay for it or pay a fine for not having insurance. You will no longer have any say in the matter. I hope you didn’t need that money for something else. Like food.
If you are below the poverty line, first of all, I’m sorry to hear that, especially if it’s not a result of your own poor decisions. You are the lottery winner in all of this, because even rationed care is better than no care at all. However, may I suggest one thing? Don’t ever strive to get above the poverty line, because if you do, you’ll have to pay out the nose for your rationed care.